ECHS Rules

The Ex-Servicemen Contributory Health Scheme (ECHS) is a healthcare scheme for ex-servicemen of the Armed Forces and their dependents. Here are some basic rules of ECHS for Indian Armed Forces veterans:

  1. Eligibility: All ex-servicemen / family pensioners who are drawing a pension, and their dependents, are eligible for ECHS. Serving personnel of the Armed Forces, at the time of retirement may apply for ECHS.
  2. Enrollment: Eligible beneficiaries can enroll in ECHS by filling up the online application form, which is available online and at ECHS Regional Centres. The membership Subscription varies depending on the rank of the ex-serviceman, and a one-time contribution is required.
  3. Services: ECHS provides a range of medical services, including outpatient treatment, diagnostic tests, hospitalization, and specialist consultations. ECHS also covers the cost of medicines and emergency medical services. It has thousands of Pvt Empannelled Hospitals and Diagnostic centres.
  4. Empanelment of Hospitals: ECHS has a network of empaneled hospitals across India, which provide medical treatment to ECHS beneficiaries. ECHS beneficiaries can choose to avail treatment at these empaneled hospitals, or they can opt for treatment at a government hospital.
  5. Reimbursement: ECHS beneficiaries who opt for treatment at a hospital that is not empanelled with ECHS can claim reimbursement for the cost of treatment. The reimbursement is subject to certain conditions and limits.
  6. Renewal: ECHS membership is valid for one year, after which beneficiaries need to renew their membership by paying noannual fee but submit income proof of dependents and life certificate connected through SPARSH as per SOP.
  7. Grievance Redressal: ECHS has a grievance redressal mechanism in place to address any complaints or grievances that beneficiaries may have. Beneficiaries can approach the ECHS polyclinic or the ECHS central organization for grievance redressal.

ECHS provides comprehensive healthcare services to Indian Armed Forces veterans, serving personnel of the Armed Forces, and their dependents. The scheme covers a range of medical services and provides access to a network of empanelled hospitals. Eligible beneficiaries can enroll in ECHS by paying a one-time contribution and no annual fee. ECHS also has a grievance redressal mechanism in place to address any complaints or grievances that beneficiaries may have.

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