Pension Rules

The pension rules for the Indian Armed Forces are governed by the Pension Rules of concerned Wings of Armed Forces, i.e Army, Navy & Air Force as mentioned below :

  Pension Regulations for the Army 2008 Part I
Pension Regulations for the Army 2008 Part II
            Pension Regulations for the Air Force, 1961 Part I
Pension Regulations for the Air Force, 1961 Part II
            Navy (Pension) Regulation, 1964

Here are some of the basic rules of pension for Indian Armed Forces:

  1. Pension Eligibility: A pension is granted to officers and other ranks of the Indian Armed Forces who retire after completing their qualifying service. In case of medical invalidment, disability pension/ invalid pension is granted based on the fulfilling the pother criterion.
  2. Qualifying Service: Qualifying service is the total service rendered by an officer or a soldier in the Armed Forces, which is counted for the purpose of calculating pension. The minimum qualifying service for pension of an Commissioned Officer is 20 years and for JCOs/OR 15 years.
  3. Pension Calculation: The pension of an officer or soldier is calculated based on their rank, length of service, and the last pay drawn. The pension is calculated as 50% of the last pay drawn for officers and other ranks.
  4. Commutation of Pension: The pensioner may opt to commute a portion of their pension to receive a lump sum amount. The maximum amount that can be commuted is 40% of the pension.
  5. Family Pension: In case of death of a pensioner, a family pension is granted to their eligible family members as per the provisions of the pension rules.
  6. Disability Pension: A disability pension is granted to an officer or soldier who is invalidated out of service due to a disability attributable to military service.
  7. Gratuity: A gratuity is also paid to the officer or soldier at the time of retirement, which is calculated based on their length of service and the last pay drawn.

These are some of the basic rules of pension for Indian Armed Forces. The rules may vary based on the specific circumstances of the officer or soldier, and the applicable laws and regulations.

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